ABLE BC Member Benefit Highlight: Western Financial Group TotalGuard Employee Benefits & Hospitality Insurance Program

ABLE BC is partnered with Western Financial Group to bring our members the best employee benefits packages and commercial insurance possible.

Western Financial Group is a subsidiary of Wawanesa Mutual Insurance Company, one of Canada’s largest property and casualty insurers. With extensive experience in program administration, the ability to attract and retain the best talent, and a commitment to meeting your needs, Western Financial Group is trusted by individuals and businesses throughout Canada. In partnership with ABLE BC, Western Financial Group offers superior methods for managing insurance programs with greater financial and administrative efficiency. The result of this partnership is a pooled structure offering strength in numbers by spreading risk and costs across a vast group of employees.

TotalGuard Employee Benefits

Through our partnership with Western Financial Group, ABLE BC members have access to the TotalGuard Employee Benefits Program.

This proprietary program provides comprehensive life, health, and dental plans to ABLE BC members at the best possible rates. With TotalGuard, ABLE members can create customizable employee benefits packages and will have access to all related services such as day-to-day administration, analytical support, and ongoing service support. TotalGuard is uniquely superior to the traditional method of purchasing employee benefits coverage by offering long-term rate stability and up to 10% savings for qualified members.

To learn more, click here.

Questions? Contact Mike Madison at mike.madison@westernfgis.ca or 1-800-665-8990 ex 7248.

Hospitality Insurance Program

Western Financial Group's Hospitality Insurance Program (HIP) offers a unique program that is tailored specifically to the specialized needs of the hospitality industry. Flexible options include commercial liability, cyber liability, and business interruption. HIP offers long-term rate stability and cost savings with up to 10% savings on insurance rates for ABLE BC members!

By switching to this program, your property can benefit from an enhanced hospitality insurance policy, long-term cost stability, and the benefits of ownership in a group program. 

When joining HIP, your business will receive a complete coverage review and policy tailored to its unique insurance needs. As a participant of this pooled program, your property will also receive complimentary access to Risk Management and Legal Assistance services.

To learn more, click here.

Questions? Contact Drew Woytko at drew.woytko@westernfgis.ca or 1-800-665-8990 ex 7274.

Ann Brydle